- Changing your passwords on all your accounts regularly.
- Checking your credit report at least annually with the three national credit reporting agencies (Equifax, Experian, and TransUnion).
- Shredding or destroying all documents with personal identifying information when you are finished with them.
- Never verifying or giving personal identifying information over the phone or through email, especially if the contact was unsolicited.
- Request fraud alerts on your accounts and your credit report.
- Check: Watch for suspicious or unauthorized transactions on your financial, professional and personal accounts. Contact the sender immediately if financial statements or bills do not arrive on time.
- Contact: File a report with the Federal Trade Commission, the FBI’s Internet Crime Complaint Center and local law enforcement. Contact your financial institutions to alert them, and to replace your debit and credit cards. Request a freeze of your credit reports from the three national credit reporting agencies (Equifax, Experian, and TransUnion).
- Collect: Collect all evidence that you may have to support your claim. This could be cancelled checks, credit card receipts, unusual email messages, etc.