“Governor Scott Hosts Fighting for Florida Jobs Roundtable in Jacksonville”
WJAX – Jacksonville, FL
March 20, 2017
To view the clip, click HERE.
Video
ICYMI: WJXT: Gov. Scott Pushing for $102 Million for Florida’s Active Military, Veterans and Families
“Gov. Scott Pushing for $102 Million for Florida’s Active Military, Veterans and Families”
WJXT-JAX – Jacksonville, FL
March 19, 2017
To view the clip, click HERE.
Senate votes to repeal internet privacy rule
The U.S. Senate voted today to allow internet service providers to sell consumers’ personal information without their consent.
By a vote of 50 – 48, the Senate today approved a measure that would repeal a rule recently put in place by the Federal Communications Commission requiring internet service providers to seek customers’ consent before selling or sharing their personal information to third parties, such as advertisers.
If approved in the House, internet providers could soon be allowed to sell their customers’ most sensitive information – including their browsing history, precise geographic location, details about their health and finances and more – to advertisers, without customers’ consent.
U.S. Sen. Bill Nelson (D-FL), one of the Senate’s most outspoken advocates for consumer privacy, led the charge to block the measure. In a floor speech yesterday, Nelson warned his colleagues that weakening privacy protections would harm consumers.
“We are talking about taking privacy rights away from individuals if we suddenly eliminate this rule,” Nelson said. “This is a gold mine of data, the Holy Grail, so to speak.”
“It is no wonder that broadband providers want to be able to sell this information to the highest bidder without the consumer’s knowledge or consent,” Nelson continued. “And they want to collect and use this information without providing transparency or being held accountable. Is this what you want to inflict upon your constituents in your state by changing this rule about their personal, sensitive privacy?”
The measure, approved today on a party-line vote, now heads to the House of Representatives for consideration.
Below is the text of Nelson’s floor speech yesterday, and here’s a link to watch an excerpt of his remarks: https://youtu.be/8L52XauLvi0.
U.S. Sen. Bill Nelson
Remarks on the Senate Floor
March 22, 2017
Sen. Nelson: Mr. President, we’re talking about away privacy rights from individuals if we suddenly eliminate this rule.
Do you want a large company that’s an internet provider that has all the information personally sensitive information because of what you have been doing on the internet, do you want that company to be able to use it for commercial purposes without your consent. That’s the issue.
Now, if you want to protect people’s privacy, I would think that you would want to require that an individual who has paid money for the internet provider to provide them with the internet and then you get on that internet and you go to whatever site you want and you do business, you do personal business, you do banking, you go on the internet and you buy things, you talk about your children’s school, about when you’re going to pick up your children, maybe what your children want to wear to school, you want to talk about anything that’s personal on the internet.
Now, do you want that internet provider to have access to that information to be used for commercial purposes without your consent? If you asked that question to the American people, they’re going to give you a big, resounding no.
Now, should the internet provider use that information if you give your consent? Then that’s fair game. If you give your consent so that they can alert you before a certain date that you might want to give a certain gift to your wife at her birthday and they might have all that information, but maybe you don’t want them to have all the information about where your children go to school.
Personally sensitive information is what we’re talking about.
And, therefore, the whole issue here is, do you want the internet provider to be able to use that information without the person’s consent or do you want the person to have to actually effectively opt-in in order to give the internet provider that consent?
To me, this is a clear-cut case of privacy. Now, you can fancy it up, talking about FCC rules and so forth, and we’ve got the author of telecom acts, Senator Markey here is going to talk about this and the protections that were put in for telephones. But then — back then, remember, it was just you call from this number to this number on such and such a day for such and such a period of time. Even that was protected.
But now, just think about this. We’re talking about all the personal transactions that you do every day through the internet.
So, Mr. President, I rise today in opposition to this resolution brought under the Congressional Review Act to disapprove Federal Communications Commission’s broadband consumer privacy rules.
And, Mr. President, I would think that the distinguished senator sitting in the chair, who values privacy, as he does, that this is going to be something that he would be concerned about as well as every other senator in this chamber, because you know if you ask your constituents, do you want your privacy invaded without your consent, you know what the answer is going to be.
Americans care about their online privacy. They want to have control over how their personal information is exploited by third parties. In fact, a recent survey by the PEW Research Center found that 91% of adults — 91% of adults — feel they have lost control of how their personal information is collected and then used.
And that same study found that 74% of Americans believe it is very important that they be in control of who can get information about them. And a majority believe that their travels around the internet — the sites they visit and how long they spend there in that location — is sensitive information that should be protected.
I hope the senators are going to pay attention to this because we’re talking about sensitive personal information.
Do you know that your geolocation is something that you are transmitting over the internet? Do you want that, your location and where you’ve been, do you want that to be in the hands of somebody who could use that for commercial purposes? I don’t think so.
And so that’s why this past October the FCC provided broadband subscribers with tools to allow them to have greater control over how their personal online information is used, is shared and then is sold.
The FCC has been protecting telephone customer privacy for decades and it updated its long-standing privacy protections to protect the privacy of broadband customers.
In fact, it is safe to say that what the FCC did last October was the most comprehensive update to its consumer privacy and data protection rules in decades.
The FCC put in place clear rules that require broadband providers to seek their subscribers’ specific and informed consent before using or sharing sensitive personal information and to give broadband customers the right to opt out of having their non-sensitive information used and shared if they chose to do so.
The FCC also gave broadband subscribers additional confidence in the protection and security of their data by putting in place reasonable data security and breach notification requirements for broadband providers.
Simply put, the FCC decided to put American consumers — each one of us who pay these monthly fees for their broadband service – to put us in the driver’s seat of how our personal online data is used and shared by the broadband provider. That we’ve been paying a monthly fee to use their service. Is that too much to ask? I don’t think so.
And understand, please, that broadband providers know a lot about every one of us.
In fact, it may be startling the picture that your broadband provider can develop about your daily habits and then sell that to the highest bidder.
Your home broadband provider can know when you wake up every day, either by knowing the time each morning that you log onto the internet to check the weather us in news of the morning or through a connected device in your home.
And that provider may know immediately that you’re not feeling well. You kind of feel sick, assuming you peruse the internet like moves us do to get a quick check on your symptoms. In fact, your broadband provider may know more about your health and your reaction to illness than you are willing to share with your doctor.
Think about that. Personal privacy? You let this go to the highest bidder, personal privacy of sensitive information is going to be out the window.
Your home broadband provider can build a profile about your listening and viewing habits, given that moves us today access music, news, video programming over broadband. Your broadband provider may have a better financial picture of you than even your bank or your brokerage firm or your financial advisor because they see every website that you visit across every device in your home and can build a thorough profile about you through these habits.
And if you live in a connected home — the home of the future and the future is now, by the way — if you live in a connected home, they may know even more detail about how you go about your day-to-day activities. Your mobile broadband provider knows how you move about through the day, your geolocation. They know through information about that geolocation and the internet activity, all of that – through guess what? Through this mobile device.
Don’t you think this is connected to the internet? And that’s not to mention the sort of profile that a broadband provider can start to build about our children from their birth.
It’s a gold mine of data. The Holy Grail, so to speak. It is no wonder that broadband providers want to be able to sell this information to the highest bidder without the consumer’s or consent and they want to collect and use this information without providing transparency or being held accountable.
Is this what you want to inflict upon your constituents in your states by changing this rule about their personal sensitive privacy? I don’t think — you better know what you are doing what you vote tomorrow, and this vote is coming about noon tomorrow. You better know.
As a country, we have not stood for this in the past, this kind of free utilization of information by entities that may want to have a unique look at who we are.
We place stringent limits on the use of information by our doctors. We place stringent limits by our banks. And when it comes to our children, I mean, that ought to be off limits.
Broadband providers can build similar profiles about us and in fact many may be able to provide more detail about someone than any one of those entities can. Passing this Senate resolution will take consumers out of the driver’s seat and place the collection and use of their information behind a veil of secrecy, despite rhetoric surrounding our debate today suggesting that eliminating these commonsense rules will better protect consumers’ privacy online or will eliminate consumer confusion.
Don’t fall for that argument, senators.
In fact, the resolution will wipe out thoughtful rules that were the product of months of hard work by the expert agency on regulating communications networks of all kinds. These rules were crafted based upon a thorough record developed through an extensive multi-month rule-making proceeding. The FCC received more than a quarter of a million of filings during this proceeding.
They listened to the American people. The agency received extensive input from stakeholders from all quarters of the debate, from the broadband providers and telephone companies to the public interest groups, and from academics to individual consumers.
And we’re going to wipe all of this away at noon tomorrow with a vote that you can do it by 50 votes in this chamber?
I don’t think this is what the people want.
On top of this, the rules are based on long-standing privacy protections maintained by the FCC for telephone companies. As well as the work of and the principles advocated by the Federal Trade Commission and advocated by state attorneys general and others in protecting consumer privacy.
The FCC rules put in place basic safeguards for consumers’ privacy based on three concepts that are widely accepted as the basis for privacy regulation in the United States and around the world. Notice, choice – individual choice, consumer choice – and security, those three, and they are not the radical proposals that some would have you believe they are.
First, the rules require broadband providers to notify their customers about what types of information it collects about the individual customers when they disclose or permit access to that information and how customers can provide consent to that collection and disclosure.
Secondly, the rules give consumers choice by requiring broadband providers to obtain a customer’s affirmative opt-in — in other words, I give you my consent before you can use or share my sensitive personal information. Sensitive information includes a customer’s — as I mentioned earlier — precise geographic location. I don’t think you want some people to know exactly where you are. Your personal information of health, financial, information about your children, your Social Security number. How many laws do we have protecting Social Security numbers? The content that you have accumulated on the web, web browsing, and application usage information.
For information considered nonsensitive, broadband providers must allow customers to opt out of use and sharing of such information. And broadband providers must provide simple and persistently abatable means for customers to exercise their privacy choices.
And third, broadband providers are required to take reasonable measures to protect customers’ information from unauthorized use, disclosure or access. They must also comply with specific breach notification requirements. In other words, if somebody has busted the internet and stolen all this information from a site, don’t you think that you ought to be notified that your personal information was hacked? Well, that’s one of the requirements.
So then I ask my colleagues what in the world is wrong with requiring broadband providers to give their paying customers clear, understandable and accurate information about what confidential and potentially highly personal information these companies collect, what is wrong about getting their consent to collect that information from their subscribers? What is wrong with telling customers how their information is collected when they use their broadband service? What’s wrong with telling customers with whom they share this sensitive information? What’s wrong with letting customers have a say in how their information is used? What’s wrong with recognizing that information about a consumer’s browsing history and app usage is sensitive and personal information that should be held to a higher standard before it is shared with others? What’s wrong with all that?
What’s wrong with seeking a parent’s consent before information about their children’s activities or location is sold to the highest bidder? Do we as parents not go out of our way to protect our children’s well-being and their privacy?
Trying to overturn this rule is what’s wrong. What’s wrong with protecting consumers from being forced to sign away their privacy rights in order to subscribe to a broadband service? I want your internet service. Have I got to sign away the rights to my private information, my private sensitive information? What’s wrong with making companies take reasonable efforts to safeguard the security of consumers’ data? What’s wrong with making companies notify their subscribers when they have had a breach?
Again, I ask my colleagues what in the world is wrong with giving consumers increased choice, transparency and security online?
Supporters of the joint resolution fail to acknowledge the negative impact that this resolution is going to have on the American people. This legislation is going to wipe away a set of reasonable, commonsense protections, and I want to emphasize that. Is it common sense to protect our personally sensitive private information? Of course it is. But we’re just about in a vote at noon tomorrow, with a majority vote, not a 60-vote threshold, a majority vote here, we’re just about to wipe all of that out.
It will open our internet browsing histories and application usage patterns up to exploitation for commercial purposes by broadband providers and third parties who will line up to buy your information.
It will create a privacy-free zone for broadband companies with no federal regulator having effective tools to set rules of the road for collection, use and sale of that uniquely personal information of yours. It will tie the hands of the FCC because they can’t go back. Once this rule is overturned, they can’t go back and redo this rule. It will tie the hands of the Federal Communications Commission and eliminate the future ability to adopt clear, effective privacy and data security protections for you as a subscriber. And in some cases, even for telephone subscribers.
To be sure, there are those who disagree with the FCC’s broadband consumer privacy rules, and there is an avenue for those complaints. These same companies who are pushing the joint resolution have filed for reconsideration of the rules at the FCC, and there is a judicial system. That is the appropriate way. Go back and get the FCC to amend, if you all are so concerned, or let the judicial system work its will, but don’t do it in one fell swoop in a majority rule here in this body tomorrow at noon.
In fact, the critics of the FCC’s rules have an open proceeding at the FCC in which they can argue on the record with an opportunity for full public participation to change and alter these rules. If the FCC did it, you got a new FCC, a new chairman, a new majority on the FCC, let them be the ones to amend the rules after all the safeguards of the open hearings, of the comment period, all of that.
By contrast, what we are using here to invade our privacy is a blunt congressional instrument called the Congressional Review Act. It means that all aspects of the rules adopted by the FCC must be overturned at once, including changes to the FCC’s telephone privacy rules. It would deny the agency the power to protect consumers’ privacy online, and it would prevent the FCC — get this — prevent them, the FCC, the regulatory body, who now has a new chairman and a new majority, it would prevent the FCC from ever adopting even similar rules. I don’t think that’s what we want to do because it doesn’t make sense, and that’s exactly what we are about to do.
I also want to address the argument that the FCC’s rules are unfair to broadband providers because the same rules do not apply to other companies in the internet ecosystem. Supporters of this resolution will argue that the other entities in the internet ecosystem have access to the same personal information that the broadband providers do. They argue that everyone in the data collection business should be on a level playing field.
Well, I ask my colleagues whether they have asked their constituents that question directly. Do Americans really believe that all persons who hold data about them should be treated the same? I venture to guess that most Americans would agree with the FCC, that companies who are able to build detailed particulars about you and build those particular pictures about your lives through unique insights because of what you do every day in their internet usage, shouldn’t those companies be held to a higher standard?
In addition, the FCC’s rules still allow broadband providers to collect and use their subscriber’s information. The providers merely need to obtain consent from those activities when it comes to their subscribers’ highly sensitive information. The FCC also found that the broadband providers, unlike any other companies in the internet ecosystem, are uniquely able to see every packet of information that a subscriber sends and receives. Every packet of information that you send or receive over the internet while on their networks.
So if you’ve got a provider and they’re on your iPhone and you’re using them, they’re seeing everything. That’s not the case if you go to Google, because Google only sees what you do while you’re on Google. But the internet provider, the pipe that is carrying your information, they see everything that you do.
Supporters of the joint resolution also hold out the superiority of the Federal Trade Commission’s efforts on protecting privacy. They argue that they should only be one privacy cop on the beat. But, folks, that ignores reality. The FTC doesn’t do everything. There are a number of privacy cops on the beat. Congress has given the FCC, the FTC, the FDA, NHTSA regulatory authority to protect consumers’ privacy.
You better get this clear because the FCC is the only agency to which Congress has given statutory authority to adopt rules to protect broadband customers’ privacy. The FTC, the Federal Trade Commission, does not have the rule-making authority in data security, even though commissioners at the FTC have asked Congress for such authority in the past. And given recent court cases, the FTC now faces even more insurmountable legal obstacles to taking actions, protecting broadband consumers’ privacy. So don’t be fooled by this argument that folks are telling you over here that it ought to be the FTC, the Federal Trade Commission.
As many have pointed out, elimination of the FCC’s rules will result in a very wide chasm where broadband and cable companies have no discernible regulation, while internet edge companies abide by the FTC enforcement efforts. And without clear rules of the road, broadband subscribers will have no certainty of choice about how their private information can be used and no protection against its abuse. No protection, my fellow Americans, of your personal, sensitive, private data.
And that’s why this senator supports the FCC’s broadband consumer privacy rules, and I want to encourage my fellow senators, you better examine what you’re about to do to people’s personal privacy before you vote to overturn this rule tomorrow. And I would urge my colleagues to vote against the joint resolution.
Mr. President, I yield floor.
Nelson urges lawmakers not to cut funding for opioid epidemic
U.S. Sen. Bill Nelson (D-FL) took to the Senate floor today to urge his colleagues not to take up any legislation that would undo the recent progress made to combat the nation’s growing opioid epidemic.
Nelson’s comments come as the House of Representatives prepares to vote on a new health care bill, also known as Trumpcare, that would reduce federal funding for Medicaid, which funds one fourth of the country’s substance abuse programs. Congress voted last year to provide additional funding to help fight the growing epidemic after more than 2,000 Floridians died in 2015 from an opioid overdose.
“A lot of us, including this senator, voted to provide additional funding to start implementing this crucial new law to fight the opioid addictions,” Nelson said. “And despite this progress, now the House tomorrow – probably tomorrow night – is about to pass legislation that would completely undermine last year’s bipartisan efforts to respond to the epidemic.”
“Opioid abuse is a deadly, serious problem and we cannot ignore it,” Nelson added. “We should be investing more resources into helping these people and their families, not cutting them at a time that we need it the most.”
Just last month, the vice mayor of Palm Beach County sent a letter to Governor Rick Scott urging him to declare a public health emergency to help the county deal with its local epidemic.
Nelson made a similar plea in a letter he and others sent to Senate Majority Leader Mitch McConnell yesterday. A copy of that letter is available here.
Below is a rush transcript of Nelson’s remarks on the Senate floor this afternoon, and here’s a link to watch video of his speech: https://youtu.be/3lb8eHbUDGI.
U.S. Sen. Bill Nelson
Remarks on the Senate Floor
March 22, 2017
Sen. Nelson: Madam President, there has been a lot of conversation from so many of our fellow senators about the opioid crisis that has been devastating individuals and families across the country.
We heard this particularly in New Hampshire as it was a topic of discussion last fall during the election. It was an opportunity to bring to the nation’s attention because of the eyes being focused first on the New Hampshire primary of a real opioid crisis. Well, what we also then discussed was it wasn’t just affecting a few states. It was affecting most of the states. And that is the case with my state of Florida.
Addiction to opioids has reached staggering levels, and the situation is only getting worse. In 2015 more than 33,000 Americans died from prescription opioid overdose. That’s 15% more people than had died just the previous year. And I don’t have the figures for last year 2016.
And so Florida, is right there in that national trend. What Florida saw between 2014 and 2015 was a 22.7% increase. It’s staggering because in that year Florida suffered over 2,000 deaths from opioid overdose.
Earlier this month our office interviewed a woman from Florida’s Aging Committee hearing — we interviewed a lady from Florida for yesterday’s Aging Committee’s hearing, and she is caring for her 7-year-old grandson because his mother lost custody, was later incarcerated due to her drug addiction.
And sadly this story is all too familiar. The number of grandparents serving as the primary caretakers for their grandchildren is increasing as was the case with the lady from Florida who testified at the Aging Committee hearing this week. They are primary caretakers for their grandchildren, and it’s in large part because of the opioid epidemic.
In addition to the devastating loss of life and the challenges for the new caregivers, opioid abuse is straining local and state budgets. Just last month the vice mayor of Palm Beach County sent a letter to the governor urging to declare a public health emergency in Florida, citing the loss of life and financial impact, in this case, to Palm Beach County.
Yesterday several of my colleagues and I sent a letter to the majority leader, majority leader of the Senate, highlighting some of our concerns with the House of Representatives health care bill that I call Trumpcare and how it’s going to impact those with substance abuse and disorders. Because one of the things that we’re most concerned about is how the proposed changes in Medicaid that they’re going to vote at the other end of the hall right down here tomorrow, they’re going to vote on the House of Representatives health care Trumpcare bill, the changes that they make to Medicaid, it would prevent states from being able to respond to the opioid crisis because Medicaid plays a critical role in the fight against opioids.
But changing the Medicaid program to a block grant or a cap is going to shift cost to the states. The states are not going to pick up that additional cost. It’s going to eliminate also some of the federal protections and it’s only going to hurt our people who rely on Medicaid to help them as we are combating this opioid crisis.
Because with less federal funding, how are states like mine going to provide the necessary services to help individuals with the substance abuse and the disorders. Congress ought to be doing more to help this crisis, not less.
And how many times have you heard a senator like this senator come to the floor and talk about the opioid epidemic? And yet we’re just about to do it to ourselves if we were to pass this Trumpcare bill.
Remember last year while so many of us, including this senator, were early supporters of the Comprehensive Addiction and Recovery Act of 2016? It was signed into law last year. The law takes a comprehensive approach to this opioid problem.
A few months ago a lot of us including this senator voted to provide additional funding to start implementing this crucial new law to fight the opioid addictions. And despite this progress, now the House tomorrow, probably tomorrow night is about to pass legislation that would completely undermine last year’s bipartisan efforts to respond to the epidemic and to undercut the health care for millions of people in this country.
Opioid abuse is a deadly, serious problem and we cannot ignore it. We should be investing more resources into helping these people and their families, not cutting them at a time that we need it the most.
So, again, I make a plea. We made progress last year with the law. We passed the new law. We made progress giving some additional funding. Now, the crisis hasn’t gone away. We still need to respond but at the very same time what we see happening to the Medicaid program – eliminating Medicaid as we know it, health care for the people that are then least fortunate among us, we’re about to cut back on all that progress that we made on this opioid crisis. I hope that we will think better of this and not do it to ourselves.
Madam President, I yield the floor.
ICYMI: WFLA: Governor Scott Proclaimed National Guard Day in Florida
“Governor Scott Proclaimed National Guard Day in Florida”
WFLA-TB (NBC) – Tampa Bay, FL
March 21, 2017
To view the clip, click HERE.
Florida House Votes to Kill Florida Defense Alliance
Governor Rick Scott today criticized the Florida House’s vote to eliminate the Florida Defense Alliance, which is included in HB 7005 that eliminates Enterprise Florida, during the Fighting for Florida Jobs Roundtable in Seminole. The Florida Defense Alliance, which is part of Enterprise Florida, is a crucial partner to the Florida Defense Support Task Force, which protects and strengthens Florida’s military installations ahead of any potential Department of Defense realignment or closure actions. The Florida Defense Alliance also advocate for both active and retired Soldiers, Sailors, Airmen, Marines, National Guard, reserves, and family members that rely on these installations. Florida’s military installations contribute more than $79.8 billion in economic impact, and the defense industry supports more than 774,000 jobs in Florida.
Governor Scott said, “[The Florida House] didn’t just vote to get rid of Enterprise Florida and make it very difficult for VISIT FLORIDA to operate, they did other things. We have 20 military bases and three unified commands in this state. It’s a big part of our economy- in different parts of our state, it’s very big. They said they want to get rid of the [Florida Defense Alliance.] That’s what helps keeps our military bases here. Every so often, as you know, they have BRAC [Base Realignment and Closure], where they review whether they’re going to keep military bases. So we, every year, try to figure out how we can help our bases solve all of their problems. We make sure they don’t have encroachment issues, make sure their kids can get in the right schools, all of these things. The [Florida Defense Alliance] helps do that. They voted to eliminate it. And there are other programs that help jobs. It doesn’t make sense.”
ICYMI: WPEC: Gov. Scott: Florida is the Best in the Country for Private Sector Job Growth
“Gov. Scott: Florida is the Best in the Country for Private Sector Job Growth”
WPEC (CBS) – West Palm Beach, FL
March 21, 2017
To view the clip, click HERE.
Sen. Bill Nelson's remarks on health care bill
Sen. Bill Nelson was in Orlando yesterday meeting with a group of older Americans who would be among those most hurt by the health care plan currently being considered in the House. Nelson promised the Floridians he met with that he would share their stories with the Senate when he returned to Washington. And this afternoon, he did just that:
“These are the folks that I met with yesterday,” Nelson said on the Senate floor today. “I wish every senator and every member of Congress would go out and talk to people who are real people with real problems and understand how petrified they are. … They’re scared to death that they’re not going to have health care.”
Below is a rush transcript of Nelson’s speech, and here’s a link to watch video of his remarks: https://youtu.be/wPDcAGE-r9A.
U.S. Sen. Bill Nelson
Remarks on the Senate Floor
March 21, 2017
Sen. Nelson: Mr. President, you know how we’ve seen these TV clips about various members and senators around the country having town hall meetings. There, for example, three of our colleagues this past weekend — Indiana was one of them — had tremendous town hall meetings and a lot of good exchange of information.
And so, with this looming House of Representatives health care bill, which I refer to as Trumpcare since the president has endorsed it, I wanted to see a particular group in our society that is extremely vulnerable, and that is the older Americans, but not old enough to be 65 to be eligible for Medicare.
Now, by the way, be careful because there are people lurking these halls and the administration that would like to raise Medicare eligibility from 65 to 67. But that’s not what is confronting the House of Representatives. It’s what’s going to happen to those people for their health care below the age of 65. Because once they get 65, under current law they’re eligible for Medicare.
And so I reached out to a particular group of Floridians. These are folks that I did not know that our offices in Florida had become aware of because they had written about the health care debate that’s going on, and in many cases had described their circumstances.
So, the group of eight or ten that we had in yesterday in my Orlando office all were in the range — age range — of 50 to 64. And I want to tell the Senate about this group of people because if approved in its current form, the House health care bill — Trumpcare – would dramatically increase health care costs for folks in that age group, 50 to 64. And those are folks who either get their health care through expanded Medicaid or they get their health insurance through healthcare.gov, which is the exchange, whether it be on the state exchange or a federal exchange because the state is not participating.
And according to the Congressional Budget Office, here’s one example. A 64-year-old making $26,500 could see their health care costs go from $1,700 a year that they pay now under the Affordable Care Act, all the way up to $14,600 a year under the House plan, Trumpcare.
Now that’s a dramatic jump, obviously. And do we think that that is really too much of an extreme example?
Well, I want to tell you what these people said. If you look at what the House is proposing, the dramatic rise in cost is due in large part to two provisions contained in the House bill, one that would allow insurers to charge older Americans up to five times as much as younger people. This is health insurance. And another, the second one that caps the federal tax credits meant to help seniors pay for the rising cost of health insurance.
Now, federal tax credits is a fancy way of saying the subsidy, so that if you’re a senior and you’re above 138% of poverty, which is approximately for a single individual $16,000 a year.
And, by the way, who making $16,000 a year can afford health insurance? That’s why we need the remaining 19 states — my state of Florida included — to expand Medicaid up to that 138% of poverty.
But if you’re between that level and all the way up to 400% of poverty which, by the way, what is that, for a single individual is about $46,000, $47,000 a year, in that zone of 138% of poverty up to 400%, there are these tax credits or, in other words, subsidies. So, the one with lower income gets more subsidy in order to do what? To buy private health insurance on the private marketplace through the exchange.
And as you get on up to 400%, now you say a person making $46,000, $47,000 a year, can they really afford health insurance? Not the real cost unless it’s some huge deductible plan that doesn’t give them much. That’s why these folks need some assistance. That is in place. That’s the law. That’s the Affordable Care Act that has been so maligned over the last several years.
Then aside from the health insurance, there’s the expansion of Medicaid. That has helped a lot of people.
And there’s still four million people in this country that would benefit if those 19 remaining states would expand Medicaid up to 138%. And so they’re left in the cold. They’re not getting health insurance. They’re not getting health care and they’re eligible to have it, and the federal money is there to draw down to enable them to have that Medicaid. But 19 states, including my state of Florida, have decided not to expand it.
So with all of that as background, I asked these folks to come in.
According to the AARP, there are millions of Floridians in that age group, 50 to 64, who currently receive Medicaid or tax credits to help them pay for the insurance through healthcare.gov. Millions that are eligible.
So, the group came in, and here’s what I learned. I’m going to give you some personal vignettes.
Marshall Stern, he’s a 61-year-old heart transplant survivor. He lives in Kissimmee, Florida. Marshall has had a serious heart condition since he was a young man. Three years ago his condition worsened and it resulted in several hospitalizations, after which he would — he was told he would need a heart transplant. Though he is on full disability, he was told that he had to enroll in Medicaid or he would not be eligible for the transplant.
Just the medication for the after-the-transplant operation patient, it cost around $100,000 a year, which obviously Marshall would not be able to afford without Medicaid coverage. He would also like to take this medication — and is going to have to if he’s going to live — for the rest of his life.
He worried that turning Medicaid in the House bill, the House Trumpcare bill, turning it into a block grant program, which is a fancy way of saying we’re going to cut it off and you’re not going to get any more and if you do, you’re going to have to finance it from your own state resources. Governors, as the presiding officer would appreciate, you are going to have to share more of the health cost burden, Mr. Governor and Mr. State legislatures.
And so he’s worried that if that House bill passes and Medicaid is threatened as we know it, he’s not going to be able to have the medications that he needs to stay alive. And this is what Marshall told me, and it was very dramatic. He says, quote, “It’s as good as saying that I’d die.”
The rest of us who are not facing that, you have a fellow tell you that. This is serious business.
All right, let me tell you about another one.
Susanna Perkins, a 62-year-old living in Altamonte Springs. Susanna’s husband lost his job in 2009 and she lost her employer-provided health plan during the recession. The couple blew through their IRA, and they ended up selling nearly everything they had. They eventually moved out of the country to save money.
But in 2014, they decided to move back. Why? Because the Affordable Care Act passed, and the ACA made it possible for them to afford health insurance again.
And this is what Susanna said, quote, “If they shred the ACA like they are threatening to do, we’re going to have to high-tail it out of here, because dealing with the health care cost and the insurance complications just makes you sick. We’re getting by, but we’re getting by on the ACA and if it goes away, if they make these changes the way they’re talking about, we’ll be uninsured again.”
All right, I was going to show you a picture here of these are the folks that I met with yesterday. I won’t point out the individual ones. And I’m going to talk about some of the other ones, but you can see most everybody, there’s one person over here that’s outside of the photograph. But we sat down for an hour’s conversation, and I heard their stories.
I wish every senator and every member of Congress would go out and talk to people who are real people with real problems and understand how petrified they are.
These folks, they look like our neighbors and our friends. They look like the people that we go to church with. They look like the people who have children or grandchildren that we play with. And they’re petrified. They’re scared to death that they’re not going to have health care.
So let me tell you about another one of those ladies, Terry Falbo is a 59-year-old living in the Orlando area. She moved to Florida back in 2012 because she had to take care of her elderly mother and her disabled sister. And for 25 years, she had already had good health insurance through her employer where she lived up north. And she rarely used the health insurance.
After losing her job in 2006, as we went into the beginnings of the recession, she purchased an individual insurance policy that cost her $500-$650 a month. Prior to the ACA, she had to make withdrawals from her retirement account, she had to max out her credit cards to pay for the premiums, and as a result, she depleted all of her reserves and all of her retirement funds.
So since the Affordable Care Act was implemented, she has had an affordable policy because she qualifies for the monthly subsidy of $600, bringing her premium payments to $70 a month, and that was without a deductible — with zero deductible. She could have gotten a policy at a $5,000 a deductible for $3 a month. She needed that assurance at her age that she would be able to have the health care she needed, and for $70 a month because of the subsidy.
But that is not what is protecting her in the House Trumpcare bill. Under that proposed health care plan, her maximum subsidy would be less than $300 a month, which means she would end up paying $4,000 more per year, an amount that she simply can’t afford, and that’s what she told me — I can’t afford it. She said she would have to go without health insurance instead. And she was desperately, before the ACA, trying to have health insurance. She depleted all of her retirement funds.
There’s another lady sitting around that table that I showed you the picture, Nancy Walker. She’s a 51-year-old self-employed actor living in Kissimmee. She is active, she’s healthy. She chose to pursue a career in the arts. The unstable nature of her profession has often left her unable to afford health insurance so she’s gone without it most of her adult life as an artist, as a performer.
Since the ACA took effect, however, she’s been finally able to afford health insurance thanks to the subsidies. She told me it’s been a relief for her to go to the doctor not only for checkups, but actually, when she has a problem, to fix it. But if Congress passes that House Trumpcare bill, her premiums are going to go up and she has no doubt that she will once again be unable to afford health insurance and health care. She told me that she fears simple health issues will fester, becoming serious, chronic, and expensive to treat. Remember I said they were petrified, that they are scared to death? There’s an example, and she finally has health insurance after all of these years of going without it because she didn’t have an employer that paid it for her.
Take another one, Marilyn Word, a 63-year-old retiree living in Orlando. Marilyn lives mainly off of Social Security payments but is not old enough to qualify for Medicare. She’s under that magic 65 age year that you’re eligible. After retiring, Marilyn enrolled in an insurance plan through the ACA exchange and is eligible for annual tax credits to help her pay for her insurance. Marilyn told me that she was extremely worried about the increased premiums that she would likely have to pay under the House Trumpcare plan.
I’ll give you another lady that’s sitting around that table. Sharon Brown. She’s a 58-year-old widow. She lives in the Orlando area. After her husband’s death, Sharon has been dealing with several medical issues and pulling money out of her retirement account to pay for her current plan. She has a nest egg from her husband’s life insurance money, but due to her health condition, she will likely need long-term medical care. This is what she told me, quote, “My premium’s pretty high because I have multiple medical conditions that make it so I can’t work. I’ve done a lot of reading and the cost of my health care under the Trumpcare plan will amount to double what I make right now in income.” She looked at me with this pained expression on her face and said – “It’s very scary and the anxiety that goes along with this happening right now is making it worse.”
Sharon told me that she’s a lifelong registered republican. She volunteered this and said that the bill being considered now is forcing her to reconsider her party. She says, quote, “I’m changing my political affiliation to independent. I want to vote my conscience,” she says.
So, Mr. president, when you put a face to these stories of these people that I have just talked about that we just talked yesterday, the House Trumpcare plan ends Medicaid as we know it because it cuts it off, the amount going to the states, and I understand that in trying to fix up some things, just last night in the House they filed an amendment in an attempt to address some of the problems.
One of the things that they were trying to fix is it would allow states to choose between capping or block granting the Medicaid program, but under either proposal what that means is that the federal government is going to be contributing less to the states and that means more money will have to be picked up the tab by the states. Just go and ask the governors how much more they can pick up.
So, Mr. President, I urge our House and Senate colleagues to join all of these people that I have talked about and vote, as Sharon said, with your conscience on what you’re going to do to folks like this, gutting Medicaid and forcing struggling older Americans to pay more for health insurance is simply not the right thing to do. And for a change, Mr. President, we ought to be trying to do the right thing.
Mr. President, I yield the floor.
ICYMI: WJAX: Gov. Scott, Business Owners and Economic Development Leaders Fight for Florida Jobs
“Gov. Scott, Business Owners and Economic Development Leaders Fight for Florida Jobs”
WJAX – Jacksonville, FL
March 20, 2017
To view the clip, click HERE.
ICYMI: WCJB: Gov. Scott and Tourism Leaders Speak Out Against Job Killing Legislation
“Gov. Scott and Tourism Leaders Speak Out Against Job Killing Legislation”
WCJB (ABC) – Gainesville, FL
March 14, 2017
To view the clip, click HERE.